Change the scenario
Explore starting amounts, monthly contributions, and a modeled taxable or IRA setting. Use invented numbers—your actual finances are not needed.
Hands off ETF analysis. Set your hypothetical inputs and start a run. Steady Otter brings growth, risk, costs, and assumptions into one comparison.
Educational analytics. Rigorous mathematics.
No investment advice. No fiduciary relationship.
Explores alternative ETF allocations.
Measures growth, downside, and costs.
Brings the comparison and assumptions together.
Historical results and modeled outcomes, clearly separated.
A bigger return number tells only part of the story.
Put your seed mix beside an alternative from the same run. Read aligned rows for growth, drawdown, volatility, holdings, and funded projections. Compare the same periods and cost assumptions.
See the compare screenKeep the money in the example separate from the work done by the computer.
Explore starting amounts, monthly contributions, and a modeled taxable or IRA setting. Use invented numbers—your actual finances are not needed.
Quick, Balanced, Thorough, and Max budgets control how much search and simulation work is requested.
A separate effort setting controls the compute resources used for that work. More resources do not guarantee a better result.
Advanced algorithm and compute controls require enabled alpha admin access. Available settings depend on access and run configuration.
Explore methods and controlsCompounding, drawdown, and simulations—explained with examples at a 10th-grade math level.